Writing a check in the USA is straightforward, but it’s important to fill it out correctly to ensure that it is processed properly.
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Step-by-Step Guide to Writing a Check in the USA
- Date:
- Write the current date in the top right-hand corner of the check. The format can be either
MM/DD/YYYY
orMonth Day, Year
. - Example:
10/23/2024
orOctober 23, 2024
.
- Write the current date in the top right-hand corner of the check. The format can be either
- Payee Line (“Pay to the Order of”):
- Write the name of the person or organization you are paying. Make sure to write it clearly and correctly.
- Example:
John Doe
orABC Company
.
- Numeric Amount Box:
- Write the amount in numbers in the box located to the right of the payee line.
- Example:
2,400.00
(for two thousand four hundred dollars).
- Written Amount Line:
- Write out the amount in words. Start as far to the left as possible to prevent tampering. Make sure to include the cents as a fraction out of 100.
- Example:
Two thousand four hundred and 00/100
. - Tip: If there are no cents, you can write “00/100” or “no/100” after the dollar amount.
- Memo Line (optional):
- This is where you can note what the check is for (e.g., “Rent payment for October”).
- Signature:
- Sign the check on the line at the bottom right. Ensure that your signature matches the one your bank has on file.
- Check Number:
- The check number is typically located at the top right corner and in the bottom right of the check. It helps you and your bank keep track of the checks you write